Blog posts about:

Home and Auto Insurance

What You Need to Know About the City of Ottawa's Partnership with Service Line Warranties of Canada
What You Need to Know About the City of Ottawa's Partnership with Service Line Warranties of Canada
The City of Ottawa's partnership with SLWC has raised a lot of questions about water and sewer service lines. Here, we answer the most common questions we've had so far.
Insurance For Jewellery and Other Valuable Possessions
Insurance For Jewellery and Other Valuable Possessions
Jewellery insurance and insurance for other valuables are an important step to protecting the important things in your life.
Condominium Insurance Coverage Explained
Condominium Insurance Coverage Explained
Getting the best condominium insurance requires condo unit owners to fill the gap in coverage with a condo insurance policy.
In a Hot Ottawa Real Estate Market, Keep Cool on Waiving Conditions
In a Hot Ottawa Real Estate Market, Keep Cool on Waiving Conditions
With a hot real estate market in Ottawa, many buyers are waiving all conditions. While this may land you your next home, it could lead to more headaches than it's worth.
When to Install Winter Tires to Qualify for the Insurance Discount?
When to Install Winter Tires to Qualify for the Insurance Discount?
Are you unsure when winter tires need to be on in Ontario for insurance discounts? It depends on your provider but it's from November 1 to April 1.
Let's Talk Automobile: Car Insurance COVID Rebate
Let's Talk Automobile: Car Insurance COVID Rebate
The temporary car insurance COVID rebate has ended and your rates may have returned to pre-COVID days.
Home Insurance Implications of Working Remotely
Home Insurance Implications of Working Remotely
With working remotely becoming more and more popular, it's important to learn how it impacts your home insurance.
Securely Access Your Insurance Documents With Scrivens Online
Securely Access Your Insurance Documents With Scrivens Online
Get all your policies and documents in one place with Scrivens Online. We are committed to offering you on-demand access to your vital insurance documents 24/7 from any device.
Car Insurance FAQs
Car Insurance FAQs
We answer the most common "what if..." Car Insurance policy questions.
The Dangers of Distracted Driving [National Safe Driving Week]
The Dangers of Distracted Driving [National Safe Driving Week]
Distracted driving is one of the leading causes of collisions in Ontario and for National Safe Driving Week, we encourage all drivers to brush up on safe driving techniques.
Protecting Vacant Real Estate Property
Protecting Vacant Real Estate Property
Vacant property insurance can help protect your vacant real estate, but here are more ways to help limit your risk and liability.
Ontario Approves the Use of Electronic Proof of Auto Insurance [Digital Pink Cards]
Ontario Approves the Use of Electronic Proof of Auto Insurance [Digital Pink Cards]
Drivers in Ontario will now be able to provide electronic proof of auto insurance via a mobile device thanks to approval from the Financial Services Regulatory Authority of Ontario (FSRA), which occurred on Sept. 5, 2019.
Understanding Your Homeowners Insurance Policy [Complete Guide]
Understanding Your Homeowners Insurance Policy [Complete Guide]
Deciphering all of the parts of your homeowners insurance policy can be difficult. We cover the basics to help you better understand your policy.
Understanding Your Car Insurance Policy
Understanding Your Car Insurance Policy
Deciphering all of the parts of your car insurance policy can be difficult. Here, we've broken it down section by section so you can understand the information that is included in each part.
Benefits of Overland Flood Insurance
Benefits of Overland Flood Insurance
Learn all about the benefits of overland flood insurance and how it can supplement standard home insurance policies.
Off-set the federal Carbon Tax with these helpful fuel-saving strategies
Off-set the federal Carbon Tax with these helpful fuel-saving strategies
The price of gas is expected to rise as the federal government's carbon tax begins today in Ontario. For this reason, it’s important to save on gas whenever you can.
Ontario Distracted Driving Penalties & How It Affects Your Car Insurance
Ontario Distracted Driving Penalties & How It Affects Your Car Insurance
A distracted driving conviction in Ontario will be reflected on your driving record, therefore will be considered by insurance companies when calculating your risk.
National Safe Driving Week - Preventing Distracted Driving
National Safe Driving Week - Preventing Distracted Driving
For National Safe Driving Week, Scrivens is dedicated to sharing tips, tricks, and advice for staying safe while on the roads in Ottawa. One of the best ways to stay safe is to prevent distractions while driving.
Driver-Assist Features
Driver-Assist Features
Vehicle technology seems to advance each year as new features improve driver and passenger safety. The following are just a few driver-assist features to be aware of the next time you are in the market for a new vehicle.
Back to School Defensive Driving Techniques
Back to School Defensive Driving Techniques
It's that time of year again when the pleasant summer commute is back to normal as students and parents return from their summer breaks. That means there are a significantly higher number of motorists, bicyclists, and pedestrians to be aware of while commuting.
Preparing Your Home for a Vacation
Preparing Your Home for a Vacation
When preparing to leave for a vacation, it's easy to overlook basic home safety precautions. To protect your residence while you're away and enjoy a worry-free trip, keep in mind the following tips.
Insuring your home away from home
Insuring your home away from home
If you're investing in a second home, Scrivens has put together some insurance basics to help you make the best buying decision when it comes to determining insurability and estimating your ongoing cost of ownership.
Remodeling your home
Remodeling your home
It's time to renovate your home or cottage! Whether you have hired someone to renovate or you're doing it yourself, there are some things you need to be aware.
Navigating Rental Car Insurance
Navigating Rental Car Insurance
When renting a car for a family vacation, road trip, or other personal use, the last thing you want to worry about is your insurance coverage. Before renting a car, you'll have to decided whether to purchase additional rental insurance or not.
FAQ: Water Damage and Overland Flooding
FAQ: Water Damage and Overland Flooding
Today's changing climate has seen an increase in extreme weather events as $1 billion has become the new normal for yearly catastrophic losses, mostly due to water-related damage.
How falling in love can impact your insurance
How falling in love can impact your insurance
Should you be so lucky to be one of those couples to get engaged on Valentine's Day, there are a number of insurance-related concerns to keep in mind before your wedding.
Prepare Your Home for Winter With This Checklist
Prepare Your Home for Winter With This Checklist
Ottawa winters aren't always as mild as they were in 2016-2017 and forecasts show the upcoming winter will see returns of significant snow events. Fortunately with accurate forecasting, we are able to prepare for the worst.
Driver Safety After Dark
Driver Safety After Dark
Drivers often forget to turn on headlights one half-hour before sunset and one half-hour after sunrise.
Things to Consider When Shopping For A Used Vehicle
Things to Consider When Shopping For A Used Vehicle
To avoid purchasing a car with hidden problems, consider the following buying precautions.
Guide to Water Damage: What to Do When There's a Flood
Guide to Water Damage: What to Do When There's a Flood
Sometimes, despite your best efforts, you will experience water damage or a flood in your home. Don't panic, make sure everyone is safe, call your insurance broker and follow these steps.
7 Safety Tips for Bike Commuters
7 Safety Tips for Bike Commuters
As the weather continues to warm up, more and more commuters will begin biking to work. Biking to work is not only a great source of exercise, but it can reduce a commuter's carbon footprint and help him or her save big on gas.
Drug-Impaired Driving Can Be Deadly
Drug-Impaired Driving Can Be Deadly
According to the most recent data from the Canadian Centre on Substance Abuse, approximately 34% of vehicle crash deaths can be linked to drug-impaired driving, which is nearly as many as those related to alcohol.
Insured Losses from Catastrophic Events Reached $4.9 Billion in 2016
Insured Losses from Catastrophic Events Reached $4.9 Billion in 2016
In insurance, a catastrophic event is one that is typically unpredictable and causes extreme loss. Catastrophic events can be either natural or man-made disasters, and common examples include earthquakes, floods, hurricanes, wildfires, and terrorist attacks.
Ontario Winter Tire Discount: What you need to know!
Ontario Winter Tire Discount: What you need to know!
All insurance companies in Ontario are required by the Ministry of Finance and the Government of Ontario to provide an Ontario winter tire discount—typically 2 to 5 percent—to car insurance policies that install winter tires. The winter tire discount was put into force to not only reduce car insurance rates but also to improve overall roadway safety.
Ontario Auto Insurance Customized
Ontario Auto Insurance Customized
The minimum car insurance coverage in Ontario must carry third-party liability, accident benefits, direct compensation property damage, and uninsured automobile.