Ontario Approves the Use of Electronic Proof of Auto Insurance [Digital Pink Cards]

Drivers in Ontario are now be able to provide electronic proof of auto insurance via a mobile device thanks to approval from the Financial Services Regulatory Authority of Ontario (FSRA), which occurred on Sept. 5, 2019.

Can I only use an electronic proof of insurance now?

The “pink card” proof of auto insurance is not being eliminated, allowing drivers to use the version that suits their preference. Additionally, for a one-year transition period, insurers who provide an electronic insurance card option must continue to provide the paper option at no additional cost.

Why did the FSRA approve the use of electronic proof of auto insurance?

The change will help reduce paper waste, as well as allow drivers to pick the insurance proof option that best suits their needs.

What’s next?

The law still requires that proof of auto insurance is located in the vehicle and accessible at all times.  Drivers who wish to keep an electronic proof of insurance must be able to provide it when requested despite poor cell service, a damaged screen or a drained battery. In addition, drivers must be sure to follow requirements for showing proof of auto insurance outside of Ontario.

Insurance providers offering the electronic option must make the electronic proof of insurance compatible with phone lock screens to provide security for personal information when . On Apple devices, accessing your digital pink slip is simple and is done directly from your lock screen. However, on Android devices, you must "pin" the app where your pink slip is located.

How to lock your screen on Android

At Scrivens, we will continue to provide you with paper pink cards unless otherwise indicated. If you would like your electronic proof of insurance, sign in to your Scrivens Online account and select “Liability Card”.

After completing the request, you will be emailed a PDF version of your pink card and a .pkpass file which can be used with Apple Wallet, Microsoft Wallet, and most Android Digital Wallets. We recommended Pass2U and WalletPasses.

To learn more about the initiative, click here.

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