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TFSAs

A flexible, registered account with annual contribution limits.

1-Year
2-Year
3-Year
4-Year
5-Year
1-Year
2.10%
2-Year
2.20%
3-Year
2.25%
4-Year
2.15%
5-Year
2.20%
2.10%
2.20%
2.25%
2.15%
2.20%
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The Tax Free Savings Account (TFSA) is a flexible, registered account that currently provides an annual contribution limit of $5,500 to Canadian Residents 18 years of age or over. TFSAs became available in 2009, when the contribution limit was set at $5,000 annually. In 2013 the limit rose to $5,500 and the contribution limit was $10,000 for one year in 2015. For the years 2016, 2017, and 2018, the limit was set back to $5,500.

The current total maximum Tax Free Savings Account limit for the end of 2019 is $63,500.

Unused contribution room is carried forward to future years. Furthermore, any amounts withdrawn from a TFSA in a given year may be added back to the TFSA as early as the following year – in addition to the normal contribution limit. For more information about TFSAs please call us at 613-236-9101.

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Simi Kaur

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613-782-1110
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