Do you feel a need for speed on the open water? If so, you also have a need for the right boat insurance protection! Now that you own your personal watercraft (PWC), it’s time for some fun in the sun. But first, you’ll want to know about all the ways your boat insurance policy allows you to stay protected, including bodily injury, property damage and theft.
A typical boat insurance policy will include a $250 deductible for property damage, $500 for theft and $1,000 for medical payments. Liability starts at $15,000 and can increase to $300,000 to provide you and your family the financial protection you need in case your PWC is involved in an accident. In addition, most policies include water sports liability coverage, which provides protection when you engage in sporting activities such as waterskiiing, knee boarding or tubing.