Newsletter


The Scrivens Perspective - Winter 2018-19

Tuesday, December 18, 2018

I hope your 2018 was as successful as you hoped it would be back in January. At Scrivens, we are grateful for all of our clients and their loyalty from year-to-year. Continue...

Final Guidelines on Privacy Breach Reporting

Monday, December 17, 2018

Starting Nov. 1, 2018, Canada’s federal Personal Information Protection and Electronic Documents Act (PIPEDA) will require organizations that suffer a data breach involving personal information to: Continue...

USA, Canada, and Mexico Agree to A New Trade Deal

Monday, December 17, 2018

Recently, the United States, Canada and Mexico came to an agreement on a revised trade deal that could replace the North American Free Trade Agreement (NAFTA). The new deal, which is being referred to as the U.S.-Mexico-Canada Agreement (USMCA), was signed November 30, 2018. Continue...

The Importance of Certificates of Insurance

Monday, December 17, 2018

No matter your industry, chances are your organization will rely on the help of a third party to fulfill certain business needs. Business arrangements with contractors and vendors can open you up to a number of risks — risks that need to be accounted for through insurance. Continue...

Car Insurance Maintenance: Keep Your Policy Running Smoothly

Monday, December 17, 2018

In Ontario, automobile insurance rates are regulated by the Financial Services Commission of Ontario (FSCO). Because of this, there are few ways you are able to reduce your premium immediately. Of course, the best way to keep your premium low is to practice defensive driving techniques and avoid accidents altogether. Continue...

Winter Driving Tips: Take driving safety into your own hands

Monday, December 17, 2018

We have already seen a lot of snow and cold weather and this Winter is expected to be snowier than usual. Winter is always an unsafe time to be driving but with more snow in the forecast, taking extra precaution is even more important. Here are 10 safety tips to remember while driving your car this winter. Continue...

The Final Word: Arranging your final expenses

Monday, December 17, 2018

Have you made arrangements for your final expenses? That is, your funeral and associated expenses that will occur when you pass away? Oh – and the additional income tax that may be owing on your final tax return as a result of taxable dispositions upon your death (such as the remaining balance on your Retirement Income Fund investments)? If not, is your executor aware of this – since they will be responsible for looking after these costs? Continue...

The Year of Fear: Why you should work with a financial advisor

Monday, December 17, 2018

An article in a recent business magazine referred to 2019 as “The Year of Fear” in investment markets. Certainly, we saw the return of volatility to investment markets in 2018. At the end of October, we witnessed two weeks of mostly declining equity markets, possibly bringing back unpleasant memories of 2008. Continue...

RSP Facts and Figures: 2018 Tax Year

Monday, December 17, 2018

What’s the contribution deadline for 2018? Continue...

Tips to Help Protect Yourself From An Identity Theft Attack

Tuesday, September 18, 2018

According to a recent study, the average person touches their phone 2,617 times per day. As some of the biggest online users in the world, Canadians visit more sites and spend more time on the internet than any other country. Continue...