Newsletter

Catch up on the latest from Scrivens Insurance and Investment Solutions.

To help you understand the cost of your car insurance in Ontario and exactly what goes into the price you pay, Scrivens breaks down all the coverages in an automobile insurance policy.

According to experts, these are the biggest risks for Canadian businesses to watch out for in 2020.

In order to ensure that data is held securely, accessibly and for no longer than necessary, organizations can greatly benefit from developing data retention policies.

The question posed in the title of this article could be said to be at the core of “living benefits” insurance products, such as disability, critical illness, and long term care insurance.

Employee mental health is just as important as physical health and needs to be a part of every organizational culture by permitting employees to take mental health days.

The more home insurance claims you file, the more expensive your rates.

Paying your insurance premium on time is critical to keeping your insurance rates low over time.

Learn about how a "locked-in" Retirement Savings Plan (RSP) can benefit your retirement plan.

Get your 2019 tax questions answered regarding RRSPs and RRIFs.

Be aware of your tax bracket to make the most of your retirement plan.

It’s important to know which factors determine the cost of your insurance. But understanding the market cycle is only half of the pricing equation.

Get caught up on all the latest insurance and retirement planning news at Scrivens.

The RDSP is a long-term savings program best viewed as a vehicle for generating additional cash flow later in a person with a disability’s life. There are two parties to an RDSP: the Planholder and the Beneficiary.

An annual review of your insurance portfolio should consider life insurance, disability insurance, and critical illness insurance. Any oversights could carry huge financial and emotional costs.

Given the volume (both in amount and in decibels) of political rhetoric Canadian election cycle, it would not be unusual for one or another proposal to cause investors to worry about its effect on their portfolio.

Auto insurance rates in Ontario are expected to experience very large increases in the next few years. Think over 15 per cent!!

If you live in an area that is prone to flooding or excessive moisture, a sump pump is a necessity for protecting your home from water damage.

There are many reasons for the increases of automobile insurance in Ontario, but these are the main contributors.

Renters insurance, homeowner’s insurance, and condo insurance all share some characteristics, but condo insurance is unique because of the relationship of individual owners and condo corporations.

Year after year, sports associations, day cares, schools, camps, churches, and other charitable organizations face the staggering financial cost of civil judgements due to the abusive conduct of their employees or volunteers.

Marijuana retailers, like any other business, have specific insurance needs. In fact, the marijuana industry presents a number of unique risks - risks owners and operators should be aware of in order to avoid major financial losses.

Securing adequate insurance coverage for contractors with snow removal operations has proven to be a difficult task in Ontario but relief appears to be in sight with the proposal of Bill 118.

A brief look back at our wet spring and the Scrivens Perspective of our Summer to come. Topics include severe weather, new investment opportunities, and a few new faces around the office!

Budget 2019 proposes the Homebuyers Plan (HBP) increase the amount qualifying first time homebuyers can draw from their Retirement Savings Plans (RSP) to $35,000 from the current $25,000

The 2019 Federal budget has introduced the Advanced Life Deferred Annuity (ALDA), a “deferred annuity” that will begin before the end of the year you turn 85.

Just like building your credit score, building your insurance score earlier can help build credit with insurers.

Without examining specific lines of insurance, it’s important to understand how insurance companies determine a policy’s premium.

The reality is, severe weather events are occurring more often and seem to be resulting in more insured damage.

Keep your employees safe and prevent injuries from falling and flying objects with these practical steps.