According to a recent study, the average person touches their phone 2,617 times per day. As some of the biggest online users in the world, Canadians visit more sites and spend more time on the internet than any other country. Continue...

It is well documented that the number of people with defined benefit (DB) pension plans is much lower today – particularly in the private sector. This increases the importance of careful planning around the retirement income provided through the Canada Pension Plan (CPP). Continue...

Recent history in Ontario has underlined the importance of staying on top of your employer group benefit coverage. In particular, prescription drug coverage for Ontarians under 25 has seen two significant changes in just the past 6 months. Continue...

By the time you read this, a new school year has begun. That makes it an ideal time to summarize the important aspects of the Registered Education Savings Plan (RESP), one of the most effective ways of accumulating savings for a child’s education. Continue...

As with most other risks, prevention of workplace violence begins with planning. It is easier to persuade managers to focus on the problem after a violent act has taken place than it is to get them to act before anything has happened. The more difficult the decision to plan in advance, the more logical it is. Any organization, large or small, will be more able to spot potential dangers and defuse them before violence develops and will be able to manage a crisis if its executives have considered the issue beforehand and have prepared policies, practices and structures to deal with it. Continue...

From hiring new workers to assigning duties, each of your decisions affects employees in a unique way. Although these actions are critical to running your business, they also create exposures that could lead to costly claims by employees or governmental regulators. Even if they are not warranted, claims for wrongful employment practices can disrupt operations, damage your business’s reputation, hurt employee morale and negatively impact your bottom line. Continue...

Cannabis, often referred to as weed, pot or marijuana, is one of the most commonly used psychoactive drugs in the world. And while the medicinal use of marijuana has been permissible in Canada for some time, the Cannabis Act legalizes the drug for recreational use nationwide. Continue...

It's back from holidays, back to school, back to work, time to refocus and set a new course. And at Scrivens, we're back to regular business hours on Fridays. Continue...

Hopefully, your summer was relaxing and fun. The weather was great, for the most part, and I certainly enjoyed the sunshine. Since summer is the perfect time to get a lot done around the home, you may now qualify for discounts on your property insurance. Continue...

Summer is finally here and we couldn’t be happier at Scrivens because we get out of the office an hour earlier on Fridays to enjoy our weekends just a bit longer. Continue...