The Scrivens Perspective - Winter 2018

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This is the most wonderful time of year and it certainly feels like it here at Scrivens. The staff have come together to collect socks for the homeless community of Ottawa. I am proud of the hard work the Scrivens staff has done to support our community.

Tax-Free Savings Accounts (TFSAs) are often misused as simply “savings accounts” and one of Scrivens’ financial advisors, Ken Browness, does an excellent job of explaining what other options you have to maximize your earning potential.

The 2017 federal budget created a heated discussion for small business owners and their tax implications. Shawn Ryan describes some of the proposed changes and what has changed since the announcement.

Scrivens’ business insurance expert, Ole Jensen, has had a keen interest in cyber security recently because of the increasing number of threats of cyber crime.

Ole gives some great advice for business owners of all sizes and types from construction to anyone with Wi-Fi. There was a recent attack on vulnerable Wi-Fi networks that may have compromised sensitive information.

Scrivens' home and auto insurance expert, Karen Spencer, explains the arrangements many insurance companies require from policyholders when the property is vacant for 3 or more days.

If you are planning on getting away this winter, be sure to review Karen's checklist for preparing your home for the worst Ottawa winters have to offer.

For many of us, the holiday season is a time of celebration with family but for others it’s a challenging time to stay warm and dry. Consider contributing some of your time and money this season to help the homeless in Ottawa. Visit ottawamission.com or operationcomehome.ca for more information.

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Scrivens Insurance and Investment Solutions
270 MacLaren Street
Ottawa, ON K2P 0M3
www.scrivens.ca | 613-236-9101
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