The Scrivens Perspective - Fall 2018

It's back from holidays, back to school, back to work, time to refocus and set a new course. And at Scrivens, we're back to regular business hours on Fridays.

I hope your summer was full of fun and relaxation, and you had a chance to step away from the hustle and bustle of everyday life and spend extra time with your family and friends.

Over the course of the summer, you may have made some changes around the house that could have an impact on your property insurance. Whether you added a tankless water heater, finished your basement, or finally paid off your mortgage, be sure to let us know so we can ensure your coverage best fits these changes.

Identity theft continues to be a rising concern and knowing how and when you could be attacked is vital to protecting yourself. Karen Spencer offers some great advice for protecting you from identity theft fraud. Insurance companies are even offering identity theft protection in case you are a victim.

Workplace violence and employee safety should always be a priority for all businesses but it’s not easy to be armed to handle each and every situation. Ole Jensen offers assistance in helping businesses develop a strategy by having the right policies and procedures in place and by providing the right training. Employers must be aware of how their employees are being treated by other employees, clients, business partners, management, volunteers, etc.

October 17, 2018 is the date the federal government will no longer penalize Canadians who consume marijuana recreationally. Is your business prepared?

One of the benefits of the Canada Pension Plan is the option of deferring when you begin receiving the benefit up to age 70. For individuals with other means of income in retirement, this may be a great option. Ken Browness explains some situations where receiving benefits at 60 or deferring until 70 is best.

With school already underway, your children or grandchildren may be just starting the academic careers and you may have some questions about RESPs. Have no fear, we have answered some of the most common FAQs.

On behalf of the Scrivens staff, I would like to welcome Milka Krotneva to the Scrivens commercial insurance team as a Technical Assistant. Milka has been in the insurance industry for more than 20 years and has been a strong addition to our team. Welcome aboard Milka!

We hope you find some valuable information from our newsletters. If there are any topics you would like to see covered or have any suggestions, please email us at info@scrivens.ca.