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Home-Based Business Insurance

Just because you operate a business in your Ottawa home doesn’t mean your business exposures are covered by your homeowners policy. If you own a business in your home, preparing today with the right insurance coverage may be the difference between its success and failure tomorrow. A homeowners insurance policy is designed to cover personal exposures – not business exposures.

Common coverages for home-based businesses include personal business property, professional liability, business income, personal and advertising injury, loss of business data, crime and theft, workers’ compensation and auto coverage. Depending on the type of home-base business you have, not all coverages apply, and other coverage options may be available.

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