Commercial Property Insurance

Basic property insurance covers losses such as fire and extended coverage may include protection for water damage, smoke, vandalism, etc.

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Your livelihood is dependent on the survival of your business, so it’s imperative that you protect it against any potential property threats – big or small.

For instance, a fire could destroy your business’ warehouse and the contents inside, or a burst frozen pipe could damage important documents and valuable papers. Worse, you could have trouble paying your employees during a loss because your funds are devoted to repairing damages.

If self-insuring is not an option to combat these risks of loss, it is wise to obtain Property Insurance. This coverage comes in many forms to suit your specific needs. Before purchasing coverage, take a complete inventory of all your business property to determine how much you need to insure. This important step ensures you will have adequate coverage to continue your business in the event of a covered loss.

Types of property you may need to insure:

  • Buildings and other structures (leased or owned)
  • Furniture, equipment, and supplies
  • Inventory
  • Money and securities
  • Records of Accounts Receivable
  • Leasehold improvements and betterments you made to the rented premise
  • Machine/boiler
  • Electronic data processing equipment (computers, etc.)
  • Valued documents, books, and papers
  • Mobile property (construction equipment, etc.)
  • Property in transit
  • Cargo
  • Satellite dishes
  • Signs, fences, and other outdoor property not directly attached to the building
  • Intangible property (goodwill, trademarks, etc.)
  • Business contingency for suppliers
  • Ordinary payroll
  • Extra expenses as a result of loss

Request a Quote

Contact a Scrivens insurance specialist to get started with a quote.
Michael Scrivens

Michael Scrivens

Partner, Commercial Account Executive
Ole Jensen

Ole Jensen

Partner, Commercial Account Executive
Andrew Tracey

Andrew Tracey

Commercial Account Executive