Recently, Ottawa has experienced some of the worst floodings in decades, and torrential rain has led to mandatory evacuations and a state of emergency in parts of the country. Flash floods are extremely common and can occur within minutes of excessive rainfall, a dam or levee failure, or a sudden release of water held by an ice jam.
Floods can be miserable ordeals, even with extensive preparation. They can spring up with little to no warning and burden you with the responsibility of a lengthy, expensive restoration period. To properly restore a business after a flood, consider the following five tips:
- Notify your insurance broker. Take pictures of contents and damage for your insurer. The more pictures, the better.
- Check for structural damage before entering the building. Do not enter if there is any change it may collapse. Assume that all water-damaged structures are unstable until proven otherwise.
- Use a pump and generator to remove water. Position the generator outside in the open air if it produces carbon monoxide. Only pump out water once the flood levels outside your property are lower than they are inside.
- Make the most out of an unfortunate situation by using your flood damage as an opportunity to repair your property with flood-resistance products.
- Remember, the ultimate preparation for a flood is proper insurance. Be sure to purchase a comprehensive policy that accounts for business interruption and is tailored to your specific industry and location.