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Condo Insurance

If you own a condominium in Ottawa, determining your insurance needs requires a little background research. Typically, your condo corporation has a master policy that insures all of the property and common areas that are collectively owned by the unit owners.

But how do you cover the cost of damage caused by a kitchen fire or theft of your personal items? Condo insurance is necessary for the personal belongings in your condo and any parts of your condo that aren’t covered under your condo association’s insurance policy.

When selecting condo coverage, it’s important to determine what is covered by your association’s master policy and what items are your responsibility.

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