Get The Facts About Lyme Disease

Updated:
July 12, 2018

Lyme disease was first discovered after an unusual outbreak of arthritis in Lyme, Connecticut in 1975. Today, Lyme disease is widespread across Canada, but the highest risk of exposure is in wooded areas during spring and summer months.

All About Lyme Disease

Lyme disease is a bacterium typically carried by mice and other small rodents. It is transmitted through ticks that have previously bitten infected animals and then bite humans. When these infected insects attach to the human body, they transmit the disease within 36 to 48 hours. Young ticks are prevalent in late spring and early summer, although adult ticks can transmit the infection as well. Adult ticks are larger and much easier to spot, but young ticks can be as small as a pinhead.

Signs and Symptoms

Symptoms of Lyme disease typically develop within two weeks of the tick bite. Although a majority of those infected develop a rash in the shape of a bull's eye surrounding the bite, 20 to 40 per cent of people do not exhibit this symptom at all. Instead, they may develop flu-like symptoms, including fever, chills, swollen lymph nodes, neck stiffness, fatigue, headaches, and migrating joint aches or muscle aches.

If you suspect that you may have contracted Lyme disease, seek medical attention. A simple blood test can confirm whether you have the disease. If you test positive, the medical professional will prescribe antibiotics to kill the infection. Left untreated, Lyme disease can cause arthritis, muscle pain, heart disease, and brain and nerve disorders.

Preventing Lyme Disease

Here are some things you can do to reduce your risk of contracting the infection:

  • ‍Avoid tick habitats, which include brushy, overgrown, grassy, and woody areas
  • Remove leaves, tall grass, and brush from work areas
  • Wear light-coloured clothing to see ticks more easily
  • Wear long-sleeved shirts and tuck your pants into your boots to make it more difficult for ticks to reach your skin
  • Wear closed-toe shoes or boots when working in grassy or wooded areas
  • Use tick and bug repellent on your skin. Although permethrin is not safe to use on your skin, it is effective at deterring ticks when used on your clothing
  • After working outside, check body areas where ticks are commonly found. This includes behind the knees, between finders and toes, armpits, behind ears, on the neck, and in any hairy areas
  • Shower well and wash and dry your clothing at high temperatures after you have been working outside.

After Working Outdoors...

Do a tick check by carefully looking over your whole body. If you find any, remove them with a tweezers and clean the area with an antiseptic. Keep an eye on the area for the next few days and be on the lookout for a rash and achy flu-like symptoms. If you feel sick or notice a rash, seek medical attention immediately to test for Lyme disease.

FAQs

What is financial advising?

Financial advising involves providing guidance and advice to individuals, families, or businesses to help them make informed decisions about their financial matters. This can include various aspects such as investment planning, retirement planning, tax planning, estate planning, and more. Financial advisors analyze their clients' financial situations, goals, and risk tolerance to create customized strategies that align with their objectives.

Why is financial planning important?

Financial planning is crucial for several reasons:

Goal Achievement: It helps individuals set and achieve financial goals, whether they are short-term, such as buying a home, or long-term, like funding a comfortable retirement.

Risk Management: Financial planning addresses risks by considering insurance, emergency funds, and other protective measures.

Budgeting and Saving: It promotes responsible money management through budgeting and saving, fostering financial stability.

Wealth Building: Effective financial planning can lead to wealth accumulation and the creation of a secure financial future.

Can financial advisors help with debt?

Yes, financial advisors can help with debt management. They can assess your overall financial situation, create a budget, and develop strategies to pay down debt efficiently. They may also negotiate with creditors on your behalf, provide debt consolidation recommendations, and offer guidance on prioritizing and managing debt repayment.

What exactly does a financial advisor do?

The specific responsibilities of a financial advisor can vary, but generally, they:

  1. Conduct a thorough analysis of a client's financial situation, including income, expenses, assets, and liabilities.
  2. Develop personalized financial plans based on the client's goals, risk tolerance, and time horizon.
  3. Provide investment advice and portfolio management services.
  4. Offer guidance on retirement planning, estate planning, tax planning, and insurance.
  5. Monitor and adjust financial plans as needed based on changes in the client's life or market conditions.
  6. Educate clients on financial matters and empower them to make informed decisions.
What is the average fee for a financial advisor?

The fees charged by financial advisors can vary widely based on factors such as the advisor's experience, the services provided, and the region.

Common fee structures include:

Hourly Fees: Advisors charge an hourly rate for their services.
Flat or Fixed Fees: A set fee is charged for specific services or a comprehensive financial plan.
Asset-based Fees: Fees are a percentage of the assets under management (AUM).
Commission-based Fees: Advisors earn commissions on financial products they sell.
Combination of Fees: Advisors may use a combination of the above fee structures.

It's important to discuss and clarify fee arrangements with a potential financial advisor before engaging in their services.