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RDSPs

Registered Disability Savings Plan (RDSP) is a new plan that will allow funds to be invested tax-free until withdrawal.  It is intended for the long-term financial security of a child with a disability.

Contributions to an RDSP will be eligible for the new Canada Disability Savings Grant.

The government will contribute, in the form of Canada Disability Savings Grants, funds equivalent to 100% to 300% of RDSP contributions, up to a maximum of $3,500 depending on the net income of the beneficiary’s family.  The government will also contribute up to $1,000 annually in Canada Disability Savings Bonds depending on the net income of the beneficiary’s family.

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